Our Products
Trust
Trust is a comprehensive intelligence suite that combines external data with an agentic AI-powered action layer to help organizations make faster, smarter decisions.
Intelligence Layer
Auth
Identity, fraud & risk intelligence — 7 data domains, built for financial institutions. Combine any bundle or run them independently.
Trust
A risk score from 1–1000 plus granular risk tags, built from hundreds of digital signals. Powers fraud detection, underwriting, and portfolio monitoring across the full lifecycle.
Use cases
Underwrite NTC customers · Detect mule accounts · Score every applicant
Identity
Verifies identity signals to catch synthetic identities and application fraud before they enter your portfolio.
Use cases
KYC verification · Application fraud detection
Employment
Confirms whether a declared employer is legitimate and whether the applicant is actively employed.
Use cases
Income verification · Employer legitimacy checks
Business
Assesses whether a business is real, active, and trustworthy — critical for SME and MSME lending.
Use cases
SME underwriting · Shell company detection
Financial
Goes beyond bureau data with bank, mutual fund, spend, and proprietary scoring signals for a richer view of financial capacity.
Use cases
Credit decisioning · Cross-sell prioritisation
Vehicle
Vehicle registration and reverse-RC lookup signals to confirm declared assets and detect fictitious collateral.
Use cases
Auto-loan underwriting · Fleet risk · Insurance KYC
Traceability
Address verification, skip tracing, alternate phone discovery, and location footprint — the foundation of contactability in collections.
Use cases
Skip tracing 90+ DPD · Contactability scoring
Action Layer
Echo
AI agents across the loan lifecycle — from onboarding to recovery. Trained on financial conversations in Hindi and English, with full compliance guardrails built in.
Multilingual
Detects borrower language preference in the first few seconds and adapts mid-call. No transfers, no confusion.
Compliance First
Every interaction is scripted to fair-practice guidelines, placed within permitted calling windows, and backed by a complete audit trail.
Full Audit Trail
Every call outcome, disposition, and borrower response is logged in real time — giving your compliance team a defensible record.
CRM Integration
Syncs dispositions, PTPs, and flags directly into your existing loan management or collections system via API.
Investigation Agents
Uncover hidden intelligence, verify identities, and accelerate customer investigations.
Credit Agents
Automate credit assessment with deeper risk, eligibility, and affordability insights.
Recovery Agents
Drive faster collections and recoveries through intelligent tracing and engagement workflows.
